PRIVACY POLICY

Effective Date: February 27, 2026

Retirement Replaced ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, join our Skool community, or purchase any of our products or services.

Please read this policy carefully. By accessing or using our services, you agree to the terms of this Privacy Policy.

 

1. Information We Collect

A. Information You Provide Directly

We may collect the following information when you register, purchase, or interact with us:

        Full name and email address

        Billing information (processed securely through third-party payment processors)

        Profile information you provide within the Retirement Replaced community (Skool)

        Communications you send to us, including emails and community posts

        Survey responses, feedback, and assessment answers

 

B. Information Collected Automatically

When you visit our website or use our services, we may automatically collect:

        IP address and browser type

        Pages visited, time spent, and referring URLs

        Device information (operating system, device identifiers)

        Cookies and similar tracking technologies

 

C. Information from Third Parties

We may receive information about you from third-party platforms including:

        Skool (our community platform)

        Meta (Facebook/Instagram) if you engage with our ads

        GoHighLevel (our quiz and CRM platform)

        Stripe (payment processing)

        Zapier (automation integrations)

 

2. How We Use Your Information

We use the information we collect to:

        Provide, operate, and improve our community and services

        Process your payments and manage your membership

        Send you community updates, newsletters, and promotional communications (you may opt out at any time)

        Respond to your questions, comments, and support requests

        Personalize your experience within the community

        Analyze usage trends to improve our offerings

        Comply with legal obligations

        Protect against fraudulent or unauthorized activity

 

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

        Service providers who assist us in operating our business (e.g., Skool, Stripe, GoHighLevel, Zapier, email marketing platforms), bound by confidentiality obligations

        Professional advisors such as attorneys and accountants where necessary

        Law enforcement or regulatory authorities if required by law or to protect our rights

        A successor entity in connection with a merger, acquisition, or sale of assets

 

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze traffic, and serve relevant advertising (including Meta Pixel for ad optimization). You may control cookie settings through your browser preferences; however, disabling cookies may affect functionality.

 

5. Third-Party Links

Our community and website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their policies independently.

 

6. Data Retention

We retain your personal information for as long as your account is active, as needed to provide services, and as required to comply with legal obligations. When data is no longer needed, we delete or anonymize it securely.

 

7. Your Rights and Choices

Depending on your location, you may have the right to:

        Access, correct, or delete your personal information

        Opt out of marketing communications at any time (use the unsubscribe link in any email)

        Request data portability

        Withdraw consent where processing is based on consent

 

To exercise any of these rights, contact us at [email protected].

 

8. Children's Privacy

Our services are intended for individuals 18 years of age and older. We do not knowingly collect personal information from anyone under 18. If we learn we have inadvertently collected such information, we will delete it promptly.

 

9. Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

 

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify you of material changes by posting the updated policy with a new effective date. Continued use of our services after such changes constitutes your acceptance of the updated policy.

 

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

 

Retirement Replaced

Email: [email protected]